Condos are harder to sell on the open market than houses. HOA complications, condo certification requirements, lender restrictions, and association politics can delay or derail a traditional sale entirely. We buy condos with cash — no lender approval required, no condo certification needed, no waiting on the HOA.
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Most homeowners don't realize until they're mid-process that selling a condo comes with a layer of complexity that doesn't exist with single-family homes. The HOA is a third party in every transaction — it controls documents, dues records, and sometimes the right of first refusal. Lenders add their own requirements on top of that.
Here's what can stall or kill a traditional condo sale:
We bypass every one of these friction points because we buy with cash. No lender approval. No condo certification required. No waiting on the association's resale package to satisfy a buyer's bank.
Tell us your condo's address and basic details. We review the HOA records, comparable sales, and unit condition. You get a written cash offer with no strings attached — typically within one business day.
Take the time you need. Ask questions, consult your attorney, or compare other options. Our offer never expires the moment you ask for time. We'd rather lose a deal than pressure someone into a number they're not comfortable with.
We open escrow with a local Texas title company who handles the title search, HOA lien payoffs, and all closing paperwork. We work directly with the condo association so you don't have to chase documents.
Funds are wired to you at closing. Typical timeline: 10–21 days from accepted offer. Need more time? We can adjust. Need it faster? We can often accommodate. You pick the date.
The comparison below is specific to condos — the HOA-related rows don't apply to single-family homes.
| Factor | Texas Property Offer | MLS Listing |
|---|---|---|
| Time to close | 7–21 days | 60–120+ days |
| Agent commissions | None | 5–6% |
| HOA approval required | We handle it | Buyer's lender requires it |
| Condo certification required | No | Often required for FHA/VA |
| Repairs or updates | None required | Typically expected |
| HOA delinquency / liens | We handle at closing | Must be resolved before sale |
| Showings & open houses | Zero | Multiple required |
Under Texas Property Code Chapter 82 (the Texas Uniform Condominium Act), an HOA has a lien on your unit for unpaid assessments. In some cases, that lien has "super-priority" status — meaning it could be paid ahead of your mortgage. This sounds alarming, but it doesn't mean you can't sell.
Here's how it works in a cash sale through us:
We've closed transactions where sellers had $10,000+ in HOA arrears. As long as the equity in the unit can absorb the payoff, a cash sale works. If you're not sure what you owe or what you'd net, we're happy to run the numbers with you before you decide anything.
We serve the entire Dallas-Fort Worth metroplex — including downtown high-rises, midrise communities, and low-density condo complexes throughout DFW. Explore our city-specific pages for more local detail:
For houses, land, acreage, or mobile homes, see our full service areas page.
No. FHA and VA loan programs require condo buildings to be on an approved list — that often blocks retail buyers using those financing types. We pay cash, so the condo association's approval status with FHA or VA doesn't affect our ability to purchase. We've bought in buildings that are entirely off the FHA-approved list.
Unpaid HOA fees, fines, and special assessments become part of the closing ledger. The title company calculates exactly what's owed through the closing date, and those amounts are paid from your sale proceeds. You don't need to settle them separately before we close.
This is one of the most common reasons retail buyers can't close on condos — lenders require condo buildings to be financially stable and free of pending litigation. Since we buy with cash and don't involve a lender, ongoing HOA lawsuits or reserve fund shortfalls don't automatically prevent a sale. We assess each situation individually.
If you're underwater (negative equity), a cash sale alone may not resolve the balance. In some cases, a short sale — where the lender agrees to accept less than what's owed — is the path forward. We can walk you through what the numbers look like and whether there are options that get you out cleanly.
No. We can structure the closing with a leaseback period that lets you stay in the condo for a set time after closing if you need it. This is especially common for sellers who haven't yet lined up their next home.
Yes. Tenant-occupied condos are one of the more frequent situations we deal with. Texas landlord-tenant law governs what's required, and we work around existing lease terms. If there are problem-tenant complications, we can discuss how those factor into the offer.
Free written offer. No obligation. Local family-owned buyer. No HOA red tape.
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