Sell House With Back Taxes in Commerce, TX — What You Need to Know
We're straightforward about what we do and how we make money. We buy Commerce homes below retail, renovate them, and either sell or rent them. Because we're honest about that, we can have an honest conversation about whether our offer makes sense for your situation.
Tax liens stop most Commerce buyers cold. They don't stop us. We work through lien situations at title and factor outstanding amounts into the closing math.
A cash offer will typically come in below what a retail listing might fetch in a strong market. That's the trade-off, and we're upfront about it. What you gain is certainty, speed, no repair costs, no commission, and no risk of the deal collapsing. For a lot of Commerce sellers, that trade makes sense.
What Happens After You Contact Us
Share Your Property Details
Contact us and share the basics: where the property is, what condition it's in, and what you need out of the sale. We take it from there.
Receive a Fair Cash Offer the Same Day
Our offer is based on comps in your specific area and an honest assessment of condition. We present it in writing with no expiration pressure.
Close On Your Schedule — You Pick the Date
The title company handles the paperwork. You bring an ID, sign, and your funds hit your account same day or next day.
Why Commerce Homeowners Choose Texas Property Offer
Most Commerce sellers who contact us have a specific reason. Here's what we bring to the table:
- Cash offer in hand, not contingent on anything
- We cover all standard closing costs
- Discreet process — no signs, no showings, no strangers in your home
- No open houses or buyer walkthroughs required
- Local DFW buyer — family-owned, not a national chain
Judgment Liens, HOA Liens, and Selling Your Commerce Home
A court judgment against you can attach to any real property you own in the county where it's recorded. If someone sued you and won — a contractor, a creditor, a former business partner — that judgment may have become a lien on your Commerce home automatically when it was recorded with the county clerk. Similarly, HOA delinquencies can generate liens that grow with fees and interest. These liens don't prevent a sale, but they must be paid at closing from the proceeds.
For most Commerce homeowners, the question is whether the equity in the property is sufficient to cover the judgment lien, the mortgage balance, and closing costs. If it is, the sale proceeds pay off the lien through the title company's closing statement, the judgment creditor gets paid, and the lien is released. The remaining balance comes to you.
What If the Judgment Is Larger Than Your Equity?
When a judgment lien exceeds available equity, options include negotiating a lien reduction directly with the creditor — they often prefer a smaller immediate payment over waiting for an uncertain future recovery — a bankruptcy filing that may allow a lien to be stripped in certain circumstances, or accepting a short sale if the mortgage lender also agrees to a discounted payoff.
We've worked with Commerce sellers who had multiple judgment liens, disputed liens, and liens they weren't aware of until the title search revealed them. We don't walk away from complicated title situations. We work through them. If your Commerce property has liens that are complicating a sale, contact us. We'll pull together an honest picture of the numbers and tell you what a cash sale actually looks like in your specific situation.
Every Neighborhood in Commerce We Serve
We buy houses in all of these Commerce neighborhoods and throughout Hunt County:
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